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Winter tires and insurance: think about it!

/ Winter tires and insurance: think about it!

Winter tires and insurance: think about it!

By |2019-11-05T17:50:54-05:00November 5th, 2019|Tips and guides|

In Quebec, winter tires become mandatory as of December 1, two weeks earlier than the previous year. And if you do not comply with this rule, you risk being fined up to $ 300 and losing a few demerit points.

In British Columbia, and in Alberta, certain portions of the road are subject to a law requiring drivers to use winter tires. But these are the only places in Canada where winter tires are mandatory.

Yet installing winter tires has a direct impact on your safety when the mercury reaches 7 degrees or less, everyone knows it. The situation is even worse when there is snow and ice. But did you know that, among the other benefits, insurance should also be considered!

Take the example of Quebec. If your car is not properly equipped, and you are involved in an accident, you could be held directly liable for any damages incurred. And see at the same time your insurance premium rising on the spot.

In Ontario, the insurance companies are even more direct: they offer discounts if you prove that you install these types of tires on your vehicle. Companies are doing the same thing in the Prairies, and the trend now extends to the maritime provinces.

Of course, every insurance company has its own rules about it: the dates of installation, and how long the tires will stay on your vehicle. But think about it: your winter tires can keep you safe, they can save you money by extending the life of your all-season tires (when winter tires are not required) and they can save you money on your insurance.

So, what is your good reason for not installing winter tires?